1. Add items to your Cart as usual, and select PayBright as your payment method in Checkout.
2. Complete PayBright's easy online application and get an instant approval decision.
3. Confirm your payment plan with PayBright and return to Thermomurale to complete your order. We'll process and ship your order as usual.

While PayBright makes furniture payment plans easy, they are not available for orders under $500 or over $15,000.

Yes. You’ll need:

• To be 18+ years old
• To be a resident of Canada
• A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
• An SMS-capable Canadian phone number
• To meet the minimum cart size required to use PayBright as a payment option at checkout

PayBright will take convenient pre-authorized payments from either your Canadian bank account or your Visa/Mastercard debit/credit card. For bi-weekly interest-free plans, only debit/credit card payments are accepted.

If your basket is eligible for a PayBright payment plan, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with PayBright and accept the terms of your payment plan.

To learn more about PayBright and credit checks, please read this FAQ article on the PayBright help site.

PayBright payment plans are applied to your entire order. To use PayBright for only part of your purchase, please complete two separate transactions with different payment methods.

Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please send us a message here.

Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.

After you have completed a transaction with PayBright, you can access your account . If you have any questions or trouble logging in, please contact PayBright.

Purchases made using PayBright payment plans are subject to Thermomurale's standard return policy. Any returns will be processed by Wayfair, and your PayBright plan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.